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More than a decade of gathering insights in the field of fintech and banking helps us to reach out to other spheres: for example, to digital financial services ecosystems. In this article, we will focus on how e-invoicing solutions can build competitive advantages in SME banking. Also, we will answer the question of why multi-banking…
SMEs represent a tremendously large market for banks. According to the BankingCircle, in Europe, small and medium enterprises make 99% of all businesses and create more than 85% of all new jobs in the last five years. In the US, there are 30 million SMEs. They generate about ⅔ of jobs in the private sector…
In travel, the competition is fierce and companies shouldn’t put off differentiation any longer. Smart travelers are constantly comparing prices of flights, hotels, and car rentals to make sure that they get the best possible experience for their money. This means that to keep up with the modern pace of life, the tourism and travel…
Travelling has become way easier these days. Have you ever wondered why? Well, the development of communications technologies is one thing for sure. But let us not forget about another factor — machines that are becoming smarter with each breath we take. Artificial intelligence imitates our brain processes, detects patterns, learns and helps us make…
While banking product portfolios tend to become similar, banks must select between 2 most popular strategies (or combine them): to compete in pricing or to focus on customer experience improvement. If you prefer the first strategy, you may skip this article. Here we are going to accentuate engaging and personalized customer experience (CX) in the context…