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Recently, the financial sector has undergone drastic changes, which would seem futuristic a couple of years ago. At the same time, fintech has become a fertile soil for sophisticated cyber attacks. Thousands of fintech businesses around the globe store a vast amount of personal data, but not each of them does it in strict compliance…

Technology has always been the main force behind changes in the banking sector, and now the Internet of Things is going to change the nature of banking itself. If we step back from such isolated technologies like blockchain or the smartphone and try to see the global picture, we easily notice that something is changing,…

Previously we touched upon Digital Banking for Millennials (part 1 and part 2), considering both the marketing and the financial app development aspects.  This time we got inspired by the skyrocketing initiatives from banks and fintechs aimed at young users, who were born in the late 1990s onwards. Researchers call this target audience Generation Z….

Factoring financing relieves small and medium enterprises from the financial pressure by offering a chance to delay payments. It appeared long before venture capital, credits and equity investments, later lost its popularity for some time and then resurrected by shifting to online.

Although we are pretty short of what the movie ‘Back to the Future’ predicted for our time slot, technologies are still developing at an unprecedented speed. Cashless payments, smart wearables, 3D-printed prosthetics, movies downloaded at lightning speeds, etc. What will the Year of the Rat bring for the technological community? Value-based consumers, recessionary fears, and…