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The Internet of Things is about launching the next phase of digital transformation. It involves various business areas including retail banking, in particular, the organization of bank branch offices and ATMs. In the recent years, the digital transformation had a lasting effect on the financial services sector. AI, Big Data, Cloud Computing, Blockchain, and IoT…

The boundaries between online and offline retailing are increasingly vanishing. It means for retailers, they have to be available for their customers across all channel. Concurrently, the traditional shop concepts require digital modernization. Unified Commerce is the next big trend Nowadays, customers expect efficiency, both in online shopping and in stores. The strong competitive position…

The value of the global digital health market was estimated at almost 100 billion U.S. dollars in 2016. According to forecasts, the number is expected to grow to over 200 billion dollars by 2020. Concurrently, mobile health and wireless health are estimated to become the key growth drivers.   The wide spread of internet usage,…

Without any doubts, Emojis are the new means of communication. According to a research on the leading reasons for using emojis, 70.4 percent of respondents said they help more accurately express what they are thinking. 49.7 percent stated they use them because they help create a more personal connection with the other person. Almost unbelievable,…

The payments industry has been rapidly transforming in the last few years. Increasing shifts to digital, consumer preferences changes and evolving regulations lead to the emergence of new payment trends. What can we expect in 2018?  Here is an overview: 1). Artificial Intelligence AI is one of the most commonly used terms when talking about…