Since 1990, with process computerization gaining speed, technology has been penetrating increasingly more aspects of our lives. The new generations, particularly Gen Z, grew up exploring the booming world of the digital age. Today, as adults and a new consumer group, they expect this world to evolve at an ever more vigorous pace. It is…
IT business experts keep saying “offshoring is the best way to reduce costs” or “try outsourcing to make the development process budget-friendly”. And it’s quite recently that we’ve started hearing “the most reliable and transparent way to build a product is nearshoring” or “hire an extended development team to create quality software”. With so many…
What do skyscrapers and successful startups have in common? A skyscraper needs a solid foundation on bedrock to withstand shifting, and a startup should have solid principles and promising ideas at the core to meet the market competition. Also, to remain steady and tower up, skyscrapers require steel skeletons, and in startups, it’s the development…
Remember ordering food at McDonald’s via their in-store kiosks? A comfortable paradise for introverts who do not want to interact with this food chain personnel or wait in a long queue during peak times. Think it is another suitable gadget installed? Oh no, there is more to it than that. This is just one of…
Ever reached a deadlock when creating a digital product and couldn’t break it? Or maybe, inspired by the tremendous success of unicorns, you dreamed of launching your own startup and didn’t know how to get started? In both cases, CTO-as-a-service would become a lifesaver. Don’t know what it is? Well, below you’ll find the ultimate…
The last decade has become a strong momentum for the insurance industry. Just ten years ago, insurance digital transformation challenges seemed to be something like file backups support with a new server. While today, service-oriented architectures open the way for innovative data-driven solutions and empower the shift to new digital prospects for insurers. However, this…
Did you hear that the digital lending platform market is skyrocketing today? According to the latest Grand View Research report, the market was valued at $5.84 billion in 2021 and the specialists are expecting it to grow at a CAGR of 25.9% from 2022 to 2030. So, it’s high time to turn to lending as a…
As any business expands, eventually there occurs the need for tools that would help to efficiently manage the growing number of customers and to provide a more personalized experience to them. Customer relationship management (CRM) software is exactly such a tool. As each business is unique in nature, ready-made SaaS solutions provided by the industry…
The development of financial technologies and the emergence of flexible digital solutions are changing the banking industry. End customers had to go to banks to get any financial services previously. The appearance of fintech startups with more innovative products has made financial transactions easier and more convenient. All this led to the development of a…
A successful launch of any software product largely depends on testing activities. Therefore, every developer should be properly prepared for this process by setting a reasonable testing schedule, calculating the budget, as well as allocating the required resources and personnel. In this article, we will have a look at the most popular software estimation techniques…
Need to get some money ASAP? You can turn to banks, friends, or family. But there is a better, smart option available anywhere at any time — loan lending apps. Meanwhile, the tech behind money lending apps has changed the world of finance forever. So, finding the correct answer to the question “how to create…
The fact that cloud computing is here for the long haul is beyond questioning. Moreover, when it comes to cloud computing technologies, we are discussing not just another trend in the IT market, but without any exaggeration, a new business reality. And in this reality, there is one strong player under the name of Microsoft…
Today, we collect more data than ever. Clients are generating data with every interaction they have with your company. With the right technology, such as predictive analytics, we can now leverage that information to foresee what to expect in the future. Surely, every industry can benefit from it, but let’s focus on predictive analytics in finance….
Digital banking services have significantly grown in recent years, especially during the COVID-19 pandemic. According to ResearchAndMarkets.com, the global mobile banking market is expected to grow to $30.1 billion by 2026. People use banking apps because it allows them to make all transactions without leaving their home, save time, and avoid long queues in the…
Do you like unicorns? In business, unicorns are rare but real and represent a great example of a winning startup lifecycle that has reached and surpassed all its goals. The top three unicorns currently are ANT Group, ByteDance, and SpaceX. All these three leaders are valued at over $70 billion, and they are not going…