Not so long ago statistics showed low adoption levels on Personal Finance Management (PFM) systems. Indeed, the 10-12% adoption rate can hardly be a strong motivation for banks to invest in PFM development. But the financial industry is changing, shaped by customers, who are looking for some financial coaching instead of financial education. written by: Denis…
Travelling has become way easier these days. Have you ever wondered why? Well, the development of communications technologies is one thing for sure. But let us not forget about another factor — machines that are becoming smarter with each breath we take. Artificial intelligence imitates our brain processes, detects patterns, learns and helps us make…
While banking product portfolios tend to become similar, banks must select between 2 most popular strategies (or combine them): to compete in pricing or to focus on customer experience improvement. If you prefer the first strategy, you may skip this article. Here we are going to accentuate engaging and personalized customer experience (CX) in the context…
Super apps are just appearing in the US and European countries, while in the Asian-Pacific region they already became a natural part of daily routine. So what are super apps and what is so special about them? written by: Anastasia Borodinets Super apps are just appearing in the US and European countries, while in the…
No matter how many efforts you apply to ensure Continuous Testing runs smoothly in your company, you may be a little disappointed by its results. What did you do wrong? Read our article to find what points you may have missed when you started applying Continuous Testing practices to your processes. written by: Veronica Chizh…
Install, connect and rock. No need to take care of your connectivity speed and all that good stuff related to communication protocols, compatibility and interoperability. From the very start, you chose the right IoT platform from the right vendor who took care of everything. But how did you do that? written by: Anastasia Borodinets Install,…
Can a machine cure a human? To a certain degree yes — robots have been used in surgeries for more than 20 years. Almost all leading digital corporations are developing smart medical products, services and processes based on AI. In total, according to the research firm Venture Scanner, such developments are being conducted by more…
Along with Continuous Delivery and Continuous Integration, Continuous Testing enters the game. The notion started spreading a good five years ago, yet today Continuous Testing is not ubiquitous. Why so? Read our article to find more about a not-so-easy transformation of the testing universe. written by: Veronica Chizh Along with Continuous Delivery and Continuous Integration,…
Let’s continue our journey into the approaches you can apply to engage youth audience. Check some more tips on the importance of UI/UX, safety and security, and the customized attitude towards your users. written by: Alexander Arabey Director of Business Development In the first part of this article on lifestyle and mobile banking: we…
All roads lead to Rome, all project issues settle through a BA. The BA is the communicational center and major action trigger for the project. We interviewed three Business Analysts working at Qulix Systems, and asked them about the skills, techniques and approaches that help them overcome tricky job aspects and, consequently, ensure project success….
Like other businesses, banks tend to go digital, moving from mostly brick-and-mortar presence at the financial market and vigorously competing for leadership in e-channels. written by: Denis Novikov Deputy Director of Business Development, Partner Like other businesses, banks tend to go digital, moving from mostly brick-and-mortar presence at the financial market and vigorously competing for leadership in…
Business analysis, according to Wikipedia, is a research discipline of identifying business needs and determining solutions to business problems. Frankly, no glimpse of real pains and joys of real-life business analysis peers out of this definition of the notion. written by: Veronica Chizh Business analysis, according to Wikipedia, is a research discipline of identifying business needs and determining solutions to business problems. Frankly,…
Software development RFP (Request For Proposal) is a document created to inform potential vendors about the project, learn more about their domain expertise and receive project cost and time estimates. As there are no rigid standards and templates for an RFP, businesses create documents, which match their product specifics best. written by: Alexander Arabey Director…
Whether you are a media company, a smartphone maker, a car manufacturer, an insurance company or even an app developer, you are most probably aware of the potential modern vehicles can offer for your apps and services. But how can we establish the actual communication between a vehicle and a phone? How to keep driver…
The Internet of Things (IoT) is getting on in the world. Home fridges have better communication skills than some people, and high-tech virtual home assistants can order your favorite sushi set for dinner, turn off the lights in the basement, start the car and purchase stacks of cookies. However, Internet of Things technologies have a…