Factoring Platform for Savvy Businesses

Turn invoices into instant liquidity. Choose our white-label factoring platform where every invoice is an asset, every client is a partner, and every transaction is an opportunity.

One Factoring Software for All Your Needs

use-cases

Whether you’re striving to ramp up TradeFi initiatives or integrate a factoring program into your current environment, we can tailor our software to your unique business case.

Trade Finance Evolution

Focus on B2B factoring services to build a flourishing TradeFi enterprise.

Intuitive Software Integration

Add an online invoice factoring module to your banking software, extending its functionality.

Operational Automation

Make lending and leasing organizations run like clockwork with automated workflows. Whether it’s loan approval or lease management, our automation keeps your business in sync.

Innovative Reselling & Crowdfunding

Keep the path forward with trailblazing invoice reselling and crowdfactoring solutions. Secure the short-term capital your clientele needs to thrive and grow.

Asset-Based Financing

Craft strategic factoring products for collateral-backed financing to reach your company milestones and outplay rivals.

Features to Fast-Track Your Finances

features

Experience the freedom of customization with our advanced factoring application. Select the feature set that perfectly matches your business requirements.

KYC/KYB/Onboarding

Fast and secure KYC/KYB for new clients. It’s not just about getting started. It’s about setting the pace for success.

Contract Management

Empower your team and impress borrowers with fully digital workflows and e-signatures. Our contract management system lets you store and share documents online with no hassle.

Apply for Financing

Easily send, receive, and process requests to open a credit line or finance a single invoice. If you need more details on planned transactions or suppliers, check the dashboard of your factoring system.

Automated Factoring Invoice Underwriting

Our platform's AI explores historical data to identify profitable deals for factoring companies and their customers. With AI-driven analysis of borrower inquiries, invoice verification, and debtor underwriting, you're in for bias-free, error-proof decisions.

Escrow, the Smart Way

Manage factor deals with confidence using our trade finance escrow accounts. These are the perfect financial intermediaries that keep your transactions secure and your mind at ease.

AI/ML Scoring Software for Factoring

Employ AI as your financial advisor for high-speed transactions. Assess discipline and credit limits in the shortest possible time, while estimating payout terms and recovery changes.

Integrated Compliance

Our compliance engine adapts to your needs. Set dynamic limits, customize rules, define and reduce risk thresholds to meet all necessary regulatory requirements.

Sleek Reporting

Never miss a critical detail about your finances with our robust reporting that covers all bases. Access personal and regulatory reports tailored to your jurisdiction.

Management Portal

This is your central hub for administrative tasks. It allows employees to access internal resources and the client portal, manage schedules, and stay abreast of the latest deals.

Tailored Factoring Solutions for Everyone Involved

clients

For Suppliers

Reimagine business with our invoice financing gateway. Sign up through any channel, submit invoices promptly, and track your financial performance with detailed fee and funding reports. Plus, enjoy the peace of mind that comes with secure document storage.

For Factors

Exploit the full potential of automation to create smarter scoring models and make faster decisions. Our cutting-edge solution takes you from A to Z: from vendor search and loan origination to decision-making and beyond. All the way to loan closure.

For Debtors

Participate in open factoring with guaranteed authenticity. Our system allows you to scrutinize invoices by giving you selective access to crucial invoice lists. That’s validity, transparency, and trust built into all your financial dealings.

Get a factoring solution where everyone wins.

Start now

STATER: a Game-Changing Investment Platform

Our team has developed a comprehensive investment solution for commodity trading. Packed with features such as e-wallets and tokenization, it offers versatile financial management optimized for smooth operation on iOS and Android devices.

LEARN MORE

“

Alexander Arabey

Co-founder, VP Of Business Development at Qulix

We’ve consolidated our extensive experience in developing factoring modules for banks into a standalone product. It includes all the essential elements for a factoring business to excel in the financial arena.

ASK THE EXPERT

Deployment Options

approach

To keep the development process running smoothly, we offer three distinct approaches:

Cloud Deployment

Integrate with Azure, AWS, or your private cloud infrastructure using our cloud-ready solution.

On-Premise Setup

Fully customize your software configuration to match your strategic preferences. We handle all hardware requirements, ensuring a perfect fit for your business.

SaaS Transformation

Convert your solution into a Software-as-a-Service platform for maximum flexibility. Experience seamless access anywhere, anytime.

Your Invoice Factoring Software: Tech Insights

technology

Tech Stack

Discover the gears behind our powerful engine. Our tech stack includes:

React

Java

Spring

Terraform

Kubernetes

Docker

DocuSign

Your Success Guided by Our Technical Workshops

Teamwork is at the heart of what we do. Our technical workshops are proof of that. During these sessions, we discuss architecture details, match them to your needs, and define the tech specs to achieve your goals.

A Wealth of Integration Options to Prosper Your Finances

integration

Efficiency Boost with Pre-Defined Adapters Our platform comes equipped with pre-defined adapters that make integration a no-brainer. Whether it’s deposit processing, withdrawals, or bank integration via openAPI, we know how to succeed in the factoring industry.
Convenience with E-Signatures No more paperwork headaches. Our solution connects with e-signature services, digitizing the whole document process. Your transactions with factoring clients remain secure and legally sound — all with just a few clicks.
Diverse Connectivity with a Flexible API Our robust API architecture lets you integrate with multiple systems and access critical data on demand. Need to link an unlisted service? Consider it done — we’ve got the tools and the expertise.

Why Do Great Factoring Solutions Start with an MVP?

solution

NO

to Guesswork

Develop with confidence. An MVP guides you toward user-centric development. You don’t have to guess what your users love and hate. With an MVP, you gain insights into their preferences right after the launch — starting with a minimal pack of features.

YES

to Quick Launch

Adapt and thrive. In fast-paced industries like banking, adaptability is key. An MVP helps you swiftly launch a basic version of your software solution, gain user traction, and tune into market dynamics.

NO

to Risks and Overruns

Test before you invest. An MVP lets you pilot a product before its official launch. With it, you can prove your concept, collect user feedback, and cut the risk of investing in software that may not resonate with your target clients.

YES

to Early Investors

Begin as the best. By starting small, you establish market viability and attract investors. An MVP is the quickest way to spread the word about your business venture. It can give investors a compelling reason to make their money work for you.

How We Build Your Software for Factoring

timeline

Pre-study ≈ 2–4 weeks
We discuss your needs and define project requirements. This includes target audience, suitable platform type, roadmap, and third-party integrations.
Proof of Concept (PoC) ≈ 4 weeks
We validate your business idea in a test environment, run basic scenarios, and check integrations.
Beta MVP ≈ 4–8 weeks
Final touches before launch. Developers finalize the MVP functionality and designers create the UI/UX design.
Go Live ≈ 2 weeks
Deployment to production, getting the first users on board, and setting up support processes.
Continuous Development
We implement new functionality as envisioned in the project roadmap.

Why Qulix Stands Out

why us

600+ Expert Minds

More than just numbers, our team embodies a rich tapestry of tech-savvy and dedicated professionals.

Fintech & Banking Prowess

With 80% of our projects in banking software, we're well-versed in every nuance of the financial sector.

Partnerships with Giants

Our commitment to fintech excellence is proven through alliances with top banks like Raiffeisen and BNP Paribas.

Flexible Collaboration

Whether it's Team-as-a-Service or a dedicated center, we mold our collaboration models to fit the needs of our industry partners.

25+ Years of Excellence

Entrusted with over 200 projects, our legacy is built on delivering groundbreaking fintech solutions.

Partner with Us: Simple Steps to Start

process

Sign an NDA Secure your business needs with a non-disclosure agreement.
Initial Discussion Choose between an hour-long introduction session or sending your project documentation.
Project Proposal We analyze your requirements, propose an implementation plan, and provide a cost estimate.
Contract Negotiation Review and finalize the contract.
Development Begins Our team begins the development of your MVP.

Start partnership

Our Commitment to Your Secure Factoring

security

Adherence to Data Privacy Standards

We build our factoring platform on a foundation of trust and security. Every team member strictly follows industry standards and regulations to safeguard your sensitive information.

Refined Authentication Protocols

Security is our top priority. That's why we employ multifactor and biometric authentication methods. They add an extra layer of defense to shield your data from unauthorized access.

Proactive Fraud Risk Mitigation

Minimize threats with our AI-powered anti-fraud systems. Our goal is to mitigate risk and automate fraud detection, keeping your financial dealings safe.

Robust User Data Security

We go the extra mile to maintain the integrity of your data. With secure data storage, regular safety audits, thorough access management, and more, you’ll never miss a single threat.

Contacts

get in touch

We’d love to hear from you!

Tell us about your project or the challenge you have, and we’ll get back to you soon.

Prefer direct contact?

E-mail us at request@qulix.com