Income and spending analysis.
PFM - personal finance management system
The system is designed to track and manage finances, organize the cash flow, monitor expenses, review savings forecasts, set up goals with possible attainment scenarios, play with the finances. PFM data helps banks create targeted offers to improve client retention.
PFM Features
Accounting
Forecasting
Financial health perspective for a preselected period.
Smart Advisor
Assessment of the current financial situation, useful advices and recommendations.
Budgeting
Planning and managing spendings.
Goals planning tool
Set up saving goals and monitor the progress.
Graphs and chats
Comprehensive dashboard, real-time and in-depth reports and analytics.
What-if analysis
This widget calculates the impact of a potential purchase on the balance, cash flow, savings goals and budgets set by the account holder.
Benefits
Omni-channel
Available for any online or mobile device
Easily integrated
Into online, mobile and remote banking service channels
Customizable
Easily adjusted to the needs and specific business requirements of any bank
Widget-based
Add, modify, drag and drop widgets
Responsive
Automatic change of layouts and fonts to fit any display resolution
Targeted
Choose themes and layouts for specific client groups
Real-time, in-depth analytics for the client and the bank
Tracking the spending behavior of the users
Contextual advertising
Targeted campaigns and triggered notifications (SMS, push, e-mail)
Shared goals
Notifications - alerts on cash flow, balance, budget, transactions, etc.
Denis Sotin
Head of IT at Rosbank (part of Societe Generale)
“ It is a pleasure to work with Qulix. We appreciate their professional management, excellent technical skills and dedication of the team, flexibility and quality service. We recommend Qulix as a reliable IT solutions provider ”
Roman Sukhov
Head of IT Department at Orient Express Bank, OJSC
“It’s a pleasure to work with a company whose employees take their job with utter seriousness and know how to add value to a project. Thanks Qulix for having lived up to our expectations.”
Yulia Demenyuk
Senior Vice President at VTB24
“We’ve had a long history of close cooperation and it’s been a great pleasure working with Qulix. Back in 2011, the company developed the first version of our mobile banking app and a PDA banking solution. They have always given us cutting edge advantage in terms of timely delivery of projects and quality work. We wish the entire team ever increasing success in its development and growth.”
Andrew Korol
CEO at SURGUTNEFTEGASBANK, CJSC
“Throughout the entire project life cycle, from RFP to the ongoing post implementation support, Qulix stuff members have proven themselves as a solid team of professionals. I really appreciate their high technical skills and overall enthusiasm towards the project and its requirements. These guys know how to find ways to add value and make the product more efficient and user-friendly.”