PFM - personal finance management system

The system is designed to track and manage finances, organize the cash flow, monitor expenses, review savings forecasts, set up goals with possible attainment scenarios, play with the finances. PFM data helps banks create targeted offers to improve client retention.

PFM Features

Accounting

Income and spending analysis.

Forecasting

Financial health perspective for a preselected period.

Smart Advisor

Assessment of the current financial situation, useful advices and recommendations.

Budgeting

Planning and managing spendings.

Goals planning tool

Set up saving goals and monitor the progress.

Graphs and chats

Comprehensive dashboard,  real-time and  in-depth reports and analytics.

What-if analysis

This widget calculates the impact of a potential purchase on the balance, cash flow, savings goals and budgets set by the account holder.

Benefits

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Omni-channel

Available for any online or mobile device

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Easily integrated

Into online, mobile and remote banking service channels

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Customizable

Easily adjusted to the needs and specific business requirements of any bank

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Widget-based

Add, modify, drag and drop widgets

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Responsive

Automatic change of layouts and fonts to fit any display resolution

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Targeted

Choose themes and layouts for specific client groups

Banking Solutions Qulix Systems
  • Real-time, in-depth analytics for the client and the bank

  • Tracking the spending behavior of the users

  • Contextual advertising

  • Targeted campaigns and triggered notifications (SMS, push, e-mail)

  • Shared goals

  • Notifications - alerts on cash flow, balance, budget, transactions, etc.

Some words from our clients

Denis Sotin

Head of IT at Sociate Generale

“ It is a pleasure to work with Qulix. We appreciate their professional management, excellent technical skills and dedication of the team, flexibility and quality service. We recommend Qulix as a reliable IT solutions provider ”

Roman Sukhov

Head of IT Department at Orient Express Bank, OJSC

“It’s a pleasure to work with a company whose employees take their job with utter seriousness and know how to add value to a project. Thanks Qulix for having lived up to our expectations.”

Yulia Demenyuk

Senior Vice President at VTB24

“We’ve had a long history of close cooperation and it’s been a great pleasure working with Qulix. Back in 2011, the company developed the first version of our mobile banking app and a PDA banking solution. They have always given us cutting edge advantage in terms of timely delivery of projects and quality work. We wish the entire team ever increasing success in its development and growth.”

Andrew Korol

CEO at SURGUTNEFTEGASBANK, CJSC

“Throughout the entire project life cycle, from RFP to the ongoing post implementation support, Qulix stuff members have proven themselves as a solid team of professionals. I really appreciate their high technical skills and overall enthusiasm towards the project and its requirements. These guys know how to find ways to add value and make the product more efficient and user-friendly.”

See how our PFM solution works