Your Challenges, Our Solutions

Enter a world where your financial operations are not just tasks, but experiences that inspire growth and success.

B2B Trade Complexities,

Solved

Empower your business to thrive globally. Build a network for cross-border settlement in B2B transactions.

P2P Remittances,

Boosted

Make funds move fast. Whether it’s sending money to loved ones or managing overseas payments.

National Transactions,

Accelerated

Within your country, speed matters. Set the optimal pace for domestic payments, from paying bills to supporting local businesses. 

Customization is Key for Us

Looking for something out of the ordinary? Whatever you need, we’ll mold our technology to fit your case.

Inner Features for Outer Transfers

Real-time fund transfers? Consider it done. Navigating the nuances of foreign exchange? We’ve got it charted. Shielding against fraud? Fortified. Construct a financial ecosystem that’s as dynamic as your business ambitions.

KYC/KYB/Onboarding

Welcome new clients with ease and confidence. Our system ensures thorough verification, smoothing their onboarding into your environment.

Built-in Wallets

Create virtual accounts to fit diverse needs, currencies, and assets. Your financial versatility, unlocked.

Deposits & Withdrawals

Flawlessly integrate with banks or handle transactions manually. Our platform supports your preferred workflow.

Contract Management

Upload and sign documents electronically for B2B transactions. Efficiency means legality.

Deal Oversight

Explore a dashboard with comprehensive deal analytics and optimize your trading with automated deal creation.

API Integration

Extensive API for easy integration with external systems and e-commerce platforms. Your one-stop solution for trading with legal entities.

Participant Scoring

Assess the credibility of deal participants with our advanced scoring system. No fraud will go unnoticed.

Payment Rights Transfer

Secure transfer of payment rights to third parties supported by electronic document management.

Liquidity Management

Keep your funds where they need to be. Optimize your resources by reallocating liquidity across nodes in our network.

Financial Solutions

Secure payments and boost liquidity even further with factoring and letters of credit. 

Network Node Management

Expand your reach by integrating new nodes or tweaking existing ones. Adaptability at its finest.

Documentation Automation

Automated generation of payment documents linked to blockchain for added security. 

Interaction with Offline Outlets

Embrace the tangible with support for cash pickup and drop-off. We bridge the digital with the physical.

Integrated Compliance

Master your finances with dynamic limits, flexible transfer rules, and transaction risk assessment.

Built-in Reporting

Know the ins and outs of your capital. Stay compliant with jurisdiction requirements through personal and regulatory reports.

Management Portal

How to control everything? Visit the administrative hub for your team to keep a close eye on every client and their financial operations in your system.

Communication Tools

Direct chat with a personal manager and an integrated messaging system. Customer support is just a message away.

The Perfect Fit for Forward-Thinkers

Our solution is the go-to choice for:

Enthusiastic Startups

Sprinting to roll out sleek MVP versions of remittance systems.

Established Payment Systems

Eager to expand their horizons and connect with a global audience.

Banks and Fintech Trailblazers

Striving to become the financial beacon their customers rely on.

Government Entities

On the cusp of launching a nationwide remittance network.

Merchant Hubs

In pursuit of a bespoke payment channel, as unique as their business.

navigate the new, now

Cross Borders, Go Global

If you're fueled by progress and the spark of innovation, our digital remittance platform is your launchpad to limitless possibilities. Let’s cross remittance borders and make global payments accessible to all.

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STATER: A New Age Neobank for Cross-Border Trading

Case Study

A neobank committed to transforming cross-border trading and wealth management through novel Web3 technologies. Our solution addresses the limitations of conventional banking systems.
Here’s how:

  • Enabling fluid cross-border transactions without the usual constraints;
  • Reducing the impact of large fluctuations in local currencies;
  • Speeding up transaction times, setting a new benchmark for efficiency in financial operations.
Ellipse 100

Alex Arabey

Co-founder, VP of Business Development at Qulix

It is a rare company in the market that dares to take on the challenge of building a fintech infrastructure. We can become the right technology partner for such clients.

Current Situation on the Market

Cross-Border B2B Operations

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  • The global payment market is booming, exceeding $150 trillion;
  • Cross-border B2B operations are worth $1.2 trillion and generate about $50 billion in revenue (4% of the market);
  • Only 5% of this revenue comes from fintech;
  • Settlement times are typically around 2–3 days (in some cases longer).

Why Build Your Own Digital Remittance Platform?

Swift Settlements

Reduce transaction times from days to mere hours.

Global Reach

Capitalize on markets with significant revenue share — 10% in APAC, 9% in North America, 12% in EMEA, and 6% in Latin America.

Market Potential

Access 12% of untapped transactions in emerging markets.

If you build the right tool, the picture of the emerging markets could look like this:

APAC

North America

EMEA

Latin America

Group

Digital Remittances: Sustainable and Growing Niche

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Aggregated volume of remittances,
1970-2017 (billions of 2017 US$)

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Average cost of sending $200 across a border, 2008-2017 (% of total)

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Top 10 countries

Mastering Global Liquidity Management

Cross-Border Payments without Crossing the Border

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Your Solution Will:

Aggregate Financial Data

It collects and organizes settlement information for both companies and individuals.

Prepare Legal Documentation

It generates all necessary legal documents to support financial transactions.

Integrate Payment Tools

It incorporates a set of payment methods to expedite invoice payments.

How Our Platform Works

Our solution acts as a bridge for international money moves. We offer a smart clearing system that cuts through the complex web of transfers. No more back-and-forth between banks — just a straight shot to efficient operations.

Here’s the gist of the process:

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  • Agreements

    Parties A, B, and Service Entities (SE1 and SE2) agree on the transfer of payment rights.

  • Initial Payment

    Party A sends payment to SE1.

  • Clearing Process

    SE1 uses our platform to securely transfer funds to SE2.

  • Final Payment

    SE2 completes the transaction by paying Party B in the local currency.

How Secure Is the Process?

We use a convenient Escrow system to protect every transaction. This mechanism works in different modes, including tokenization, to add an extra layer of safety and trust.

Escrow

— a financial arrangement where a third party holds and regulates payment of the funds required for two parties involved in a given transaction.

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X2X Remittances:

Put Your X in the Financial Equation

Whether you need to send money back home, settle bills, or manage e-commerce payments, our platform ensures a borderless experience. We cater to all transaction needs:

B2B

B2C

C2B

C2C

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Tech Insights

Here are the platform's hallmarks that will equip you for a smarter financial future.

Scalability 

through a Microservice Architecture

Welcome to a microservice architecture — a dynamic structure made up of independent, modular services. With an extensive set of core components and technical services, we keep the platform agile and ready to evolve with your business.

Freedom

through Flexible Deployment Options

Your preferences matter. Favor the cloud? Choose cloud-ready solutions optimized for Azure, AWS, and private online environments. Want everything under your roof? Go for on-premise deployments that fit your specific compliance needs and align with your strategy.

Collaboration

through Technical Workshops

We’re all about teamwork. Our technical workshops are proof of that. During these sessions, we review architecture details, align on what you need, and figure out the tech specs to get you there.

Easy Integration for Complex Financial Management

No matter if you’re in fintech, money transfers, or banking, our white-label solutions adapt to your unique requirements. 

Pre-Defined Adapters
for Efficiency

Banking connections are our specialty. That’s why our platform has pre-defined adapters for fluid integration with third-party data sources. These guarantee smooth deposits and withdrawals through openAPI or in-house solutions.

Electronic Document Signing for Convenience

Say goodbye to paperwork. Our solution connects to electronic signing services to digitize the document process. This way, we keep your transactions secure and legally sound. All with just a few clicks.

Flexible API for 
Diverse Connections

With our advanced API architecture, you can integrate with multiple systems and access your data on the go. And if there's a service you need to link that's not listed, we've got the expertise to make it happen.

Project Roadmap

Pre-study

2-4 weeks

  • Comprehensive analysis of client requirements;
  • Development of UI/UX concepts aligned with client vision;
  • Selection of integration pathways;
  • Detailing KYC requirements;
  • Choosing the right tech stack and architectural framework.

Proof-of-Concept

4 weeks

  • Development and testing of 1–2 primary features;
  • Implementation of key integrations for system interoperability;
  • Initial deployment within a controlled test environment.

Beta MVP Development

4-8 weeks

  • Iterative enhancement of the MVP, refining features and performance;
  • UI/UX design optimization to align with the finalized concept.

Friends & Family Beta Testing

2 weeks

  • Launch in a production environment for real-world exposure;
  • Exclusive testing by a select group of early users;
  • Comprehensive documentation to support user engagement;
  • Dedicated bug fixing to refine system reliability.

First Release

4+ weeks

  • Finalizing the product for its release;
  • Ensuring full compliance with established requirements and standards.

How Qulix Does It

Fill in the contact form

Include your basic information and a brief overview of your remittance platform needs.

Our experts analyze your idea

We study your business model, target market, and operational requirements.

Get the quote

Our pricing is transparent and corresponds to the scale and scope of your project.

Sign the contract

This document outlines the terms of our cooperation, deliverables, timelines, and support structure.

Launch the project

Our team will keep you informed and involved at every stage of the development process.

Contacts

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Thank you for contacting us!
We'll be in touch shortly.

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Feel free to get in touch with us! Use this contact form for an ASAP response.

Call us at +44 151 528 8015
E-mail us at request@qulix.com

Thank you!

Thank you for contacting us!
We'll be in touch shortly.

Go back to the home page

Feel free to get in touch with us! Use this contact form for an ASAP response.

Call us at +44 151 528 8015
E-mail us at request@qulix.com